What Does Our Public Liability Service Offer You?

Employers, Local Authorities and the like increasingly require written evidence that musicians are insured against Public Liability before they are able to perform. Public Liability Insurance is available ‘My Guitar Lessons’ members up to a level of indemnity of £5 million per individual member.

This benefit of ‘y Guitar Lessons’ Public Liabilityis that it protects members from the financial consequences of claims against them for bodily injury and/or damage to property of any person not your employee whilst performing either solo or as part of a group/band/orchestra and/or whilst teaching in a public or private place (including at home).

Our members  have a duty of care to take all reasonable precautions to prevent damage or injury to third parties and/or third party property; and

They must comply with all statutory requirements and safety legislation imposed by any authority;

The lack of a valid Portable Appliance Testing (PAT) certificate does not in itself automatically invalidate cover under our PLI scheme. However, the possession of a certificate would satisfy the insurers on the points identified above, in the event of a claim being made.

Your business activities

This policy is only operative whilst the individual registered is performing, rehearsing, auditioning or composing, either solo or as part of group, band or orchestra, and/or whilst teaching or mentoring in the field of music, either at the member’s own home or any other place and in transit thereto and therefrom, including the setting up and dismantling of equipment, and/or individual registered member whilst setting up, operating and dismantling sound or lighting equipment at ground level only.

For more details of our insurance and public liability please Click HERE.